Hi, I’m
SABINE GLANCA
Riga,Latvia
Summary
Dynamic compliance professional with extensive experience at Luminor Bank AS, excelling in sanctions compliance and regulatory enforcement. Proven track record in enhancing audit processes and internal controls, while leading quality assurance initiatives. Adept at navigating complex regulations and fostering team collaboration to achieve compliance excellence. Passionate about driving process improvements and mitigating risks.
Overview
12
years of professional experience
1
Certification
Work History
Luminor Bank AS
Senior Compliance Officer | AML/CFT/CFP & Sanctions Compliance Office
12.2023 - Current
Job overview
- Ensure compliance with international and local regulatory requirements in AML/CFT/CFP and Sanctions area;
- Lead/perform the Testing and Quality Assurance activities and assurance planning activities covering 1st and 2nd Lines of Defense;
- Lead/perform Ad-hoc Quality Assurance activities in case of emerging risks;
- Initiate and implement process improvements, participate in related improvement projects.
Luminor Bank AS
Senior Sanctions Specialist | CRMD Unit
07.2022 - 12.2023
Job overview
- Perform enhanced investigation of sanctions cases;
- Ensure and monitor the workflow and quality of team members' sanctions case escalations;
- Provide expert sanctions advice and decisions on complex matters including interpretation of sanctions documents;
- Identify areas requiring attention or strengthening and recommend changes and improvements in line with Bank's standards and applicable regulations.
Luminor Bank AS
Sanctions, AML & Anti-Fraud Specialist | CRMD Unit
02.2021 - 06.2022
Job overview
- Monitor customers and transactions by investigating online (Sanctions) and offline (AML, Fraud) alerts generated in Bank's anti-financial crime systems;
- Identify and mitigate suspicious and fraudulent activity, perform investigation and escalate case to second line of defence;
- Work on individual assignments within the department.
KPMG Baltics AS
Junior Auditor | External Audit
08.2019 - 11.2020
Job overview
- Evaluate internal controls;
- Apply professional audit techniques;
- Prepare audit work papers;
- Participate in stock-takes;
- Document findings.
Evolution Gaming AS
Risk Analyst | Game Integrity and Risk Department
04.2014 - 01.2018
Job overview
- Identify and mitigate suspected fraudulent activities and report to security staff;
- Perform investigations and write risk assessment reports;
- Be up-to-date with the latest strategies and techniques applied in the field;
- Work on individual projects and assignments within the Game Integrity and Risk Department.
Education
BA School of Business And FinanceRiga
Master's degree from Finance
01.2018
RISEBA UniversityRiga
Bachelor's degree from Business Studies
06.2017
Skills
- Auditing processes
- Internal controls
- Regulations enforcement
- Compliance reviews
- Sanctions compliance
Certification
- ACAMS - Enhancing Financial Inclusion with a Risk-Based Approach;
- State Revenue Service - Sanctions Risk Assessment and Monitoring;
- ACAMS - Certified Anti-Money Laundering Specialist (CAMS);
- State Revenue Service - Enforcement of the Law on International and National Sanctions of the Republic of Latvia;
- State Revenue Service - Enforcement of the Law on International and National Sanctions of the Republic of Latvia and the Law on the Prevention of Money Laundering and Terrorism and Proliferation Financing.
Languages
Latvian
First Language
English
Advanced (C1)
C1
Russian
Intermediate (B1)
B1
Timeline
Senior Compliance Officer | AML/CFT/CFP & Sanctions Compliance Office
Luminor Bank AS
12.2023 - Current
Senior Sanctions Specialist | CRMD Unit
Luminor Bank AS
07.2022 - 12.2023
Sanctions, AML & Anti-Fraud Specialist | CRMD Unit
Luminor Bank AS
02.2021 - 06.2022
Junior Auditor | External Audit
KPMG Baltics AS
08.2019 - 11.2020
Risk Analyst | Game Integrity and Risk Department
Evolution Gaming AS
04.2014 - 01.2018
BA School of Business And Finance
Master's degree from Finance
RISEBA University
Bachelor's degree from Business Studies